💬 Real People. Real Support.

Get in Touch with
Our Lending Team

Licensed specialists — not bots. We pick up the phone during business hours and respond to emails within 1 business day.

📞 (855) 355-5463 ✉️ [email protected] ⏰ Mon–Fri 8AM–8PM EST
📞

Call Us

Licensed specialists answer questions about applications, loan terms, payments, and accounts.

(855) 355-5463

Mon–Fri: 8AM–8PM EST
Sat–Sun: 9AM–5PM EST

✉️

Email Us

For non-urgent questions. Response within 1 business day — typically within 4 hours.

[email protected]

Reply within 1 business day

📍

Our Office

We are an online-first service. Licensing headquarters:

ELK Lending Now LLC
123 Financial Ave, Suite 400
Chicago, IL 60601
NMLS #2847361
Send a Message

Contact Form

For loan questions, account support, billing, or general feedback. We respond within 1 business day.

Urgent? Call (855) 355-5463

Quick Answers

Common Questions

I applied — when will I hear back?

Most decisions return within minutes. Check your email. If no response within 2 hours, call us.

My funds haven't arrived yet.

If you signed before 5pm CT on a business day, funds typically arrive by 7–9am the next morning. If it's past noon on the expected day, check with your bank first — then call us.

How do I make a payment?

Payments are automatic — debited on the same date each month. To change your payment date (one change per loan, 7-day notice), call our team.

I want to pay off my loan early.

Call us or email to request a payoff quote. No prepayment penalties — savings go to you.

The rate on my agreement doesn't match.

Contact us immediately at [email protected] with your loan ID. This may be a TILA violation. You can also report directly to the CFPB.

How do I file a formal complaint?

Email with 'Complaint' in the subject line. We respond within 1 business day. You may also use the CFPB Complaint Portal →

Support Hours

When We're Available

Monday – Friday8:00 AM – 8:00 PM EST
Saturday – Sunday9:00 AM – 5:00 PM EST
Federal HolidaysEmail only — next business day

Have Ready When You Call

Your full name as submitted on the application
Last 4 digits of your Social Security Number (identity verification)
Loan ID number (in your approval email or account portal)
Bank account ending digits if calling about a payment issue
ELK Lending Now LLC. NMLS #2847361. Loan matching marketplace, not a direct lender. For regulatory complaints: CFPB Complaint Portal →
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