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Rates & Fees

Complete transparency — every cost disclosed before you sign.

AmountTermEst. APRMonthly PaymentTotal Cost
$5006 mo29.9%$95$570
$1,00012 mo32.4%$101$1,212
$2,00018 mo28.7%$134$2,412
$3,50024 mo26.5%$199$4,776
$5,00036 mo24.9%$192$6,912

* Examples only. Actual rates depend on creditworthiness.

✅ What We Charge

• Interest (APR disclosed upfront)

• Origination fee (if any, disclosed)

• Late fee: Up to $25

• Returned payment fee: Up to $15

🚫 We Never Charge

• Application fee

• Prepayment penalty

• Hidden fees of any kind

• Annual fee

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